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Loan agency in Wilmington, Ohio

1665 Rombach Ave, Wilmington, OH 45177, USA
+1 (937) 383-8800
1stchoicefinancial.net

Domain Info

Created Date

2016-06-08

Mailing Address

Ohio, United States

Company Name

Contact Data

Feedback about 1st Choice Financial?

Here you see the reviews of our clients.

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Erich Graham MD

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the commissions.

Birdie Kerluke

I issued payday loan from 1st Choice Financial 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Grant Stoltenberg

Sky-scraper interest rate. When paying off a loan, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Dr. Matt Fay

100% sly service. They ask for a photo then distribute on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Bradford Langosh

Pay Attention

Further there will be shown the details about not a certain lender. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Wilmington, New York

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Wilmington, New York is issued simply and fast. The interest percentage is defined considering the category of the customer: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

25% small loan cap

How will 1st Choice Financial help issue a loan in Wilmington, New York?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be transfered to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Wilmington, ny consider this circumstance not a drawback to issue a loan. The customer of a payday loan should be prepared to objectively assess financial capabilities, issue a loan, repay the debt on schedule and not only handle current difficulties, but enhance the credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Wilmington, Ohio

ATM (Huntington National Bank)

455 E State St, Alliance, OH 44601, USA

www.huntington.com

U.S. Bank Branch

108 W Main St, Logan, OH 43138, USA

+1 (740) 385-9641

locations.usbank.com

Richwood Bank

2454 N Limestone St, Springfield, OH 45503, USA

+1 (740) 943-2317

richwoodbank.com

Huntington Bank

108 W Main St, Louisville, OH 44641, USA

+1 (330) 875-4830

www.huntington.com

Huntington Bank

324 S Main St, Mt Vernon, OH 43050, USA

+1 (800) 480-2265

www.huntington.com

ACE Cash Express

4981 Vine St, Cincinnati, OH 45217, USA

+1 (513) 641-0756

www.acecashexpress.com

CheckSmart

5521 Salem Ave, Dayton, OH 45426, USA

+1 (937) 854-3392

www.ccfi.com

Ohio Valley Bank

507 W Emmitt Ave, Waverly, OH 45690, USA

+1 (740) 947-7718

www.ovbc.com

Commercial Mortgage Finance

2720 Airport Dr # 100, Columbus, OH 43219, USA

+1 (614) 418-1740

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