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4 4 reviews

161 E Main St, Xenia, OH 45385, USA
+1 (937) 372-9211
parknationalbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1995-10-03

Mailing Address

21 S 1ST ST, NEWARK, OH, 43055-5675, United States

Company Name

Park National Corporation

Park National Corporation

Contact Data

[email protected]

+1.7403498451

+1.9999999999

Feedback about Park National Bank: Xenia Office?

Here you see the feedback of our clients.

The employees are friendly, helpful, and courteous.

Chaz Zulauf

Customer service much? 👎

Yessenia Nader V

My personal experience is Hometown goes above and beyond for their customers!

Marlen Muller

Dont waste your time hurting your credit score for them to waste your time.

Onie Marquardt

Hometown Lenders, Inc. is such an amazing place with a great staff!

Mr. Kendall Bins Jr.

Pay Attention

Above there are details about a definite lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Xenia, Ohio

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and quick to issue loans in Xenia, Ohio. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Park National Bank: Xenia Office help take out a payday loan in Xenia, Ohio?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Xenia, Ohio. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the result.

APR Calculator

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FCBank

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U.S. Bank Branch

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Loan Star Pawn Shop

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