Welcome to Our Online Loan Referral Service

5 reviews

3700 Mahoning Ave # C, Youngstown, OH 44515, USA
7 years in business
+1 (330) 792-3773
Thursday
10AM–6PM
Friday
10AM–7PM
Saturday
9:30AM–3PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Feedback about Advance Check Cashing?

Here you read the reviews of our clients.

I issued payday loan from Advance Check Cashing 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller amount.

Dr. Gabriella Wilkinson MD

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Prof. Pattie Watsica

I tried to borrow money from Advance Check Cashing. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Jacklyn Jacobs

Pay Attention

Further there will be given the details about not a definite lending company. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Youngstown, New York

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Problem-free financial products are considered as payday loans in Youngstown, ny. They are issued at individually-set interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

25% small loan cap

How will Advance Check Cashing help take out a payday loan in Youngstown, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Youngstown, New York. They estmate many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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LCNB National Bank

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WesBanco Bank

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Terry's Pawn & Variety Shop

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Huntington Bank

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Fifth Third Bank & ATM

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ATM (Key Bank)

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www.key.com

Citizens Bank ATM

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