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1 2 reviews
Loan agency in Guthrie, Oklahoma

111 N Division St, Guthrie, OK 73044, USA
+1 (405) 282-7776

Feedback about Local Loans?

Here you read the feedback of our clients.

Horrible horrible employees and company

Miss Emmie Volkman

Very unprofessional and rude!

Dr. Quinton Skiles

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes readers get acquainted common information about payday loans.

Payday Loans in Guthrie, Kentucky

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

It is simple and fast to issue payday loans in Guthrie, Kentucky. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Local Loans help issue a loan in Guthrie, Kentucky?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Guthrie, ky review this circumstance not a drawback to issue a loan. The borrower of a payday loan should be prepared to objectively assess financial abilities, take out a loan, pay off the debt on schedule and not only resolve current issues, but improve the credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Guthrie, Oklahoma

Dixie Finance

414 N Wilson St, Vinita, OK 74301, USA

+1 (918) 256-4401

www.wallacemgt.com

First United Bank - Ada

221 W 12th St, Ada, OK 74820, USA

+1 (580) 332-4020

www.firstunitedbank.com

Washita State Bank

701 OK-44, Burns Flat, OK 73624, USA

+1 (580) 562-4871

www.washitastatebank.com

World Finance

509 E 1st St, Chandler, OK 74834, USA

+1 (405) 258-4022

www.loansbyworld.com

Red River Credt Corporation

1225 S Wood Dr Suite B, Okmulgee, OK 74447, USA

+1 (918) 752-1139

redrivercredit.com

Oklahoma Central Credit Union

515 S Peoria Ave, Tulsa, OK 74120, USA

+1 (918) 664-6000

www.oklahomacentral.creditunion

UMB Bank

204 N Robinson Ave, Oklahoma City, OK 73102, USA

+1 (405) 239-5905

locations.umb.com

Community Bank

1729 College Blvd, Alva, OK 73717, USA

+1 (580) 327-5500

www.bankalva.com

Empire Finance

3455 US-412, Watts, OK 74964, USA

+1 (918) 422-6120

www.wallacemgt.com

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