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4.3 3 reviews

338 S 5th St, Jay, OK 74346, USA
+1 (918) 253-4235
locations.arvest.com

Domain Info

Created Date

1996-07-22

Mailing Address

United States

Company Name

ArVest Bank Operations, INC

ArVest Bank Operations, INC

Contact Data

Feedback about Arvest Bank?

Here you grapple with the feedback of our clients.

For 6 months I have not been able to make the service to transfer the information about the paying back of the loan for 2019.

Mr. Alfonso Beer

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the commissions.

Talia Stoltenberg

I issued $300 for several days. When the cash advance was returned, they applied a gigantic fees, I had to pay almost $400.

Miss Lura Langosh Jr.

Pay Attention

Above-shown info provides the details about a definite lender. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Jay, New York

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in Jay, New York is issued simply and quickly. The interest percentage is specified depending on the category of the client: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will Arvest Bank help take out a loan in Jay, New York?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be credited to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Jay, New York. They assess many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

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DOLLAR TIME

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Fort Sill Federal Credit Union

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American Heritage Bank

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ACE Cash Express

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Atlas Loans

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ATM (Bank of Oklahoma)

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