Welcome to Our Online Loan Referral Service

4.4 8 reviews

524 SW 3rd St, Minco, OK 73059, USA
+1 (405) 352-4332
www.bankfnbt.com
Friday
8AM–6PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2002-10-21

Mailing Address

PO BOX 1130, CHICKASHA, OK, 73023-1130, United States

Company Name

First National Bank and Trust Co

First National Bank and Trust Co

Contact Data

[email protected]

+1.4055743734

+1.4052225053

Feedback about The First National Bank & Trust Co.?

Here you see the reviews of our customers.

Excellent place to do business!

Magnus Little

Good customer service.

Mr. Scottie Ortiz MD

Pay Attention

Further there will be given the details about not a certain lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Minco, Oklahoma

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Minco, Oklahoma is issued easily and quickly. The interest percentage is defined depending on the category of the client: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will The First National Bank & Trust Co. help issue a loan in Minco, Oklahoma?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out day and night. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by payday lenders to take out a cash advance. The lending company review many aspects such as financial abilities to approve the form. Payday loans in Minco, Oklahoma may help improve your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

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