Welcome to Our Online Loan Referral Service

2.3 12 reviews

12241 N May Ave, Oklahoma City, OK 73120, USA
+1 (405) 775-8059
www.ibc.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

Feedback about IBC Bank?

Here you see the reviews of our clients.

I highly recommend working with a different location.

Danielle O'Reilly

Line of people both inside the bank and drive thru and only 1 teller working.

Dr. Norma Conroy

I have no choice to go to another bank because my company chose this bank.

Art Crist

Pay Attention

Above there are details about a certain lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Oklahoma City, Oklahoma

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Oklahoma City, Oklahoma is issued simply and quickly. The interest percentage is set depending on the category of the borrower: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will IBC Bank help take out a loan in Oklahoma City, Oklahoma?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor considered by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by payday lenders to issue a cash advance. The lending company process many aspects such as financial solvency to approve the request. Cash advance in Oklahoma City, Oklahoma may help improve your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Oklahoma City, Oklahoma

Tinker Federal Credit Union

400 SW 6th St, Moore, OK 73160, USA

+1 (405) 732-0324

www.tinkerfcu.org

Action Loan

227 W Broadway St, Muskogee, OK 74401, USA

+1 (918) 577-6283

action-loan.com

First National Bank & Trust Co

1103 E Carl Albert Pkwy, McAlester, OK 74501, USA

+1 (918) 426-0211

www.fnbmcalester.com

Sunbelt Credit

1812 W Gore Blvd, Lawton, OK 73501, USA

+1 (580) 248-8867

www.securityfinance.com

Bank of Oklahoma

1100 Garth Brooks Blvd, Yukon, OK 73099, USA

+1 (405) 350-3553

locations.bankofoklahoma.com

First National Bank & Trust CO Madill OK

401 S 1st St, Madill, OK 73446, USA

+1 (580) 795-5555

www.1nb.com

Oklahoma State Bank

506 N Main St, Gage, OK 73843, USA

+1 (580) 923-7541

www.osbbuffalo.com

World Finance

317 Main St, Arkoma, OK 74901, USA

+1 (918) 438-7248

www.loansbyworld.com

Edward Jones - Financial Advisor: Pat Harkin

519 Barnes St, Alva, OK 73717, USA

+1 (580) 327-5032

www.edwardjones.com

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