Welcome to Our Online Loan Referral Service

3.2 13 reviews

5701 N May Ave, Oklahoma City, OK 73112, USA
+1 (405) 775-8056
www.ibc.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

Feedback about IBC Bank?

Here you get acquainted with the reviews of our customers.

The staff is so down to earth and nice!

Amara Prohaska III

This is not a review of the employees but of the companies awful policy.

Collin Erdman

Completely unacceptable service.

Elwin Macejkovic

Pay Attention

Payday lenders are shown in the first three points. Below info shows shared information about payday loans.

Payday Loans in Oklahoma City, Oklahoma

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Oklahoma City, Oklahoma is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates a client will get.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will IBC Bank help take out a loan in Oklahoma City, Oklahoma?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Oklahoma City, ok review this circumstance not a drawback to take out a loan. The customer of a payday loan should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on time and not only solve current issues, but enhance the credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

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Frazer Bank

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