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Created Date
1990-06-05
Mailing Address
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Feedback about IBC Bank?
Here you get acquainted with the reviews of our customers.
The staff is so down to earth and nice!
Amara Prohaska III
This is not a review of the employees but of the companies awful policy.
Collin Erdman
Completely unacceptable service.
Elwin Macejkovic
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Payday lenders are shown in the first three points. Below info shows shared information about payday loans.
Payday Loans in Oklahoma City, Oklahoma
The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.
Such financial products as payday loan in Oklahoma City, Oklahoma is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates a client will get.
APR
207% APR (17% monthly)
Max Loan
$1,500
Min Term
60 days (2 months)
Max Term
365 days (12 months)
How will IBC Bank help take out a loan in Oklahoma City, Oklahoma?
- 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every customer should fill out the following data:
Then a client should submit an application to get an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Oklahoma City, ok review this circumstance not a drawback to take out a loan. The customer of a payday loan should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on time and not only solve current issues, but enhance the credit score.
The following common points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Oklahoma City, Oklahoma
Western-Shamrock Finance
312 N Broadway St, Moore, OK 73160, USA
+1 (405) 793-1411
westernshamrock.com
