Welcome to Our Online Loan Referral Service

2 11 reviews

14001 N MacArthur Blvd, Oklahoma City, OK 73142, USA
+1 (405) 775-1710
www.ibc.com
Friday
9AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

Feedback about IBC Bank?

Here you read the feedback of our clients.

I always have to wait atleast 4 days for my check from work just to deposit.

Karolann Hamill PhD

I absolutely love her energy.

Ricky Jones PhD

Personal banker needs to phone their supervisor (doesn’t know what to do.)

Mr. Trent Block

We have no hesitation in recommending them!

Dayne Stroman

Great customer service.

Fletcher Schmeler

Poor customer policies, there are much better banks out there!

Jarod O'Hara

Great place to attend church and share the word of God.

Kathlyn Feest

Beautiful facility, warm, friendly people.

Trent Graham

Very rewarding experience

Rupert Kuhic

Pay Attention

Payday lenders are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Oklahoma City, Oklahoma

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Oklahoma City, Oklahoma is issued simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates a customer will get.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will IBC Bank help take out a loan in Oklahoma City, Oklahoma?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Oklahoma City, ok will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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