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Loan agency in Ponca City, Oklahoma

100 N 2nd St, Ponca City, OK 74601, USA
7 years in business
+1 (580) 765-2100
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Feedback about Home Finance Inc?

Here you read the reviews of our clients.

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid back on schedule, it can be either extended or repaid ahead of schedule.

Mr. Akeem Durgan

The money are transferred to my card. I cover obligations through my personal account. The payment is convenient and fast. Pay on schedule and there will be no issues.

Johan Dooley

want to express my deep gratitude to Home Finance Inc for believing my case. I had some problems with a credit rating, but this company helped me and issued a loan.

Johnny Tillman

It was necessary to enhance the credit history, because there is practically no chance of getting a cash advance at a good interest rate. As a result, I contacted Home Finance Inc. The rating improved after several loans paid back.

Ofelia Dicki Jr.

Pay Attention

Lenders are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in Ponca City, Oklahoma

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Hassle-free financial products are considered as payday loans in Ponca City, ok. They are taken out at individual interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will Home Finance Inc help issue a payday loan in Ponca City, Oklahoma?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to process the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Ponca City, Oklahoma. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Ponca City, Oklahoma

First Bank & Trust Co

301 W Main St, Ardmore, OK 73401, USA

+1 (580) 223-2265

www.fb247.com

Republic Loans

514 W Main St, Ada, OK 74820, USA

+1 (580) 310-9100

www.republicloansok.com

1st Bank & Trust

OK-98, Wright City, OK 74766, USA

+1 (580) 981-2700

www.1stbankandtrust.com

Oklahoma Central Credit Union

2211 S Aspen Ave, Broken Arrow, OK 74012, USA

+1 (918) 664-6000

www.oklahomacentral.creditunion

Oklahoma Credit

505 N Mission St, Sapulpa, OK 74066, USA

+1 (918) 224-7714

www.oklahomacredit.com

Cash America Pawn

4706 NW 23rd St, Oklahoma City, OK 73127, USA

+1 (405) 946-4550

www.cashamerica.com

Dollar Depot

1085 N Harrah Rd, Harrah, OK 73045, USA

+1 (405) 347-9200

dollardepotloansharrah.business.site

Master Finance Corporation

12662 E 31st St South, Tulsa, OK 74146, USA

+1 (918) 832-9400

www.moneywhenuneedit.com

AmeriCash Loan

6915 E 13th St, Tulsa, OK 74112, USA

www.americashloans.net

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