Feedback about Home Finance Inc?
Here you read the reviews of our clients.
Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid back on schedule, it can be either extended or repaid ahead of schedule.
Mr. Akeem Durgan
The money are transferred to my card. I cover obligations through my personal account. The payment is convenient and fast. Pay on schedule and there will be no issues.
Johan Dooley
want to express my deep gratitude to Home Finance Inc for believing my case. I had some problems with a credit rating, but this company helped me and issued a loan.
Johnny Tillman
It was necessary to enhance the credit history, because there is practically no chance of getting a cash advance at a good interest rate. As a result, I contacted Home Finance Inc. The rating improved after several loans paid back.
Ofelia Dicki Jr.
Pay Attention
Lenders are shown in the first three points. Below info shows common information about payday loans.
Payday Loans in Ponca City, Oklahoma
The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.
Hassle-free financial products are considered as payday loans in Ponca City, ok. They are taken out at individual interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.
APR
207% APR (17% monthly)
Max Loan
$1,500
Min Term
60 days (2 months)
Max Term
365 days (12 months)
How will Home Finance Inc help issue a payday loan in Ponca City, Oklahoma?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with person-related data. It will take several minutes to process the form. The funds are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every borrower should enter the following data:
Then press a Submit button to get an offer from one of the lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Ponca City, Oklahoma. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit score into a favorable one.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Ponca City, Oklahoma
Bank of America ATM (Drive-thru)
3600 W Main St, Norman, OK 73072, USA
+1 (844) 401-8500
locators.bankofamerica.com
MidFirst Bank - ATM
100 N University Dr #319, Edmond, OK 73034, USA
+1 (888) 643-3477
www.midfirst.com
Pioneer Loans
522 N Perkins Rd # 33, Stillwater, OK 74075, USA
+1 (405) 372-3327
americanloansoklahoma.com
INTRUST Bank ATM
8402 Northwest Expy, Oklahoma City, OK 73162, USA
+1 (800) 895-2265
www.intrustbank.com
