Welcome to Our Online Loan Referral Service

3.4 9 reviews

2512 N Harrison Ave, Shawnee, OK 74804, USA
+1 (405) 775-8067
www.ibc.com
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

Feedback about IBC Bank?

Here you grapple with the feedback of our customers.

Dusty, the Manager is Great.

Mr. Terence Wolff

The worst company to work for!

Miss Dayna Howell II

The new branch manager is very unfriendly and will not wait on anyone.

Mrs. Mae Dooley

Great service, friendly staff, nice merchandise

Zachery Champlin

Helpful staff usually try to negotiate a fair deal with their customers.

Vella Rath PhD

Great prices and the people that works there are always nice to me.

Jamarcus Yost

Jimmy G. is a great guy. He will help you in any way that he can. Whether it be a loan or you are looking to make a purchase. superpawn is the BEST!!!

Prof. Joy Macejkovic

Great help, got the loan i needed on a beautiful guitar, of which they had plenty. Tanya was very helpful!

Ms. Josianne Rogahn

Great selection Great prices Awesome Staff.

Dr. Neal Adams

The Staff is awesome and willing to help in any way possible.

Olin Mann

The tellers at this location apparently need further training.

Ellsworth Harvey

Love this bank they have been verry good to me and my husband

Otho Hessel

Pleasant people great staff if you're looking for a loan for your house or car or just a personal loan they will be happy to work with you and take care of your needs tha

Danika Gerhold

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes users get acquainted common information about payday loans.

Payday Loans in Shawnee, Ohio

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Shawnee, Ohio is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will get.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will IBC Bank help issue a payday loan in Shawnee, Ohio?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Shawnee, oh will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

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