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5 reviews

401 Main St, Velma, OK 73491, USA
+1 (580) 444-3333
www.1nb.com
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

Domain Info

Created Date

1997-04-10

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about First National Bank?

Below you find some of the opinions of our customers.

Thanks!! The money were sent to my bank account as agreed – within 2 hours. I paid off the debt in a timely manner and had no issues. The process is hassle-free and legit. Be a responsible borrower and you will have no complaints.

Hettie Spencer

A good payday lender. The lender quickly processed my application. Had money in my account the next day. If you need some extra money urgently, this is the best place to apply, I’m telling you!

Nathanial Wiegand

They only ask for an ID to get approve. Last week I was ill and needed extra funds to survive. These guys approved me although I had a low credit score. Fast and transparent process. Very happy!!

Brady Trantow

I asked First National Bank for financial assistance. Everything was done very quickly. Had the funds in my account the same day. Employees are very nice. Best experience!

Corine Sanford

I want to say Many Thanks to the employees of First National Bank. They offer fast solution to any unexpected money troubles. Love them for their quick decision. Applied for a payday loan and got accepted although my credit was poor. I will 100% use this website if I need money in the future.

Jennyfer O'Hara

Pay Attention

The previous three items describe a specific lender. But below you can find common data about payday loans.

Payday Loans in Velma, Oklahoma

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in Velma, Oklahoma. Loans from payday lenders can get you money same day. Your APR will depend on several factors.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a poor credit rating. Payday loan approvals depend very much on specific aspects. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the payday loan immediately.

APR Calculator

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Edward Jones - Financial Advisor

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RCB Bank

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