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4.7 3 reviews
Loan agency in Wagoner, Oklahoma

228 E Cherokee St, Wagoner, OK 74467, USA
7 years in business
+1 (918) 485-9132
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Feedback about Universal Loan Co?

Here you see the reviews of our customers.

Money was urgently needed. I submitted an online application in Universal Loan Co. I sent all the necessary photos of documents, talked to the operators by phone. The requested loan was approved. Within an hour, the money was transferred to my card.

Kiara Rempel DDS

Thanks to the team of Universal Loan Co. Quick solution of the arisen problems, quick approval on the loan. I definitely recommend this service.

Katlyn Smitham IV

Pay Attention

Above-specified info offers the details about a definite lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Wagoner, Oklahoma

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Wagoner, Oklahoma is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will Universal Loan Co help take out a payday loan in Wagoner, Oklahoma?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Wagoner, ok will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Wagoner, Oklahoma

Security Finance

204 N Main St, Kingfisher, OK 73750, USA

+1 (405) 375-5901

www.securityfinance.com

OneMain Financial

201 S Santa Fe Ave, Edmond, OK 73003, USA

+1 (405) 330-9532

www.onemainfinancial.com

Cash Security

1329 S Main St, Sapulpa, OK 74066, USA

+1 (918) 224-1111

www.cashsecurityloans.com

World Finance

2219 W Interstate 240 Service Rd Ste 108, Oklahoma City, OK 73159, USA

+1 (405) 688-9700

www.loansbyworld.com

Check `n Go

310 E Main St, Henryetta, OK 74437, USA

+1 (918) 652-4080

locations.checkngo.com

Montana Capital Car Title Loans

409 N Aspen Ave #102, Broken Arrow, OK 74012, USA

+1 (918) 400-3034

montanacapital.com

Empire Finance

1109 S Main St, Grove, OK 74344, USA

+1 (918) 786-4194

www.wallacemgt.com

Velma Federal Credit Union

Oklahoma 73491, USA

+1 (580) 444-3396

Family Loan Company

127 S Broadway, Coweta, OK 74429, USA

+1 (918) 279-6002

www.familyadvance.com

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