Welcome to Our Online Loan Referral Service

4.4 32 reviews
Loan agency in West Siloam Springs, Oklahoma

3455 US-412, Watts, OK 74964, USA
5 years in business
+1 (918) 422-6120
www.wallacemgt.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2003-09-15

Mailing Address

OK, United States

Company Name

Wallace Management Comp.

Wallace Management Comp.

Contact Data

Feedback about Empire Finance?

Here you see the reviews of our clients.

Awesome place....very polite staff

Nayeli Wilderman

Best people to work with.

Kellen Wiegand

Years of wasted money for nothing

Joana Grady

Pay Attention

Above-shown info provides the details about a exact lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Watts, Oklahoma

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is simple and quick to take out loans in Watts, Oklahoma. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will Empire Finance help take out a payday loan in Watts, Oklahoma?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Watts, ok will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Watts, Oklahoma

City National Bank & Trust ATM

5505 W Owen K Garriott Rd, Enid, OK 73703, USA

+1 (866) 385-3444

www.cnb1901.com

Bank of Grand Lake

201 E 18th St, Grove, OK 74344, USA

+1 (918) 787-5900

Advance America

19322-G1, E Admiral Pl, Catoosa, OK 74015, USA

+1 (918) 266-7100

www.advanceamerica.net

ACE Cash Express

824 S Air Depot Blvd ste a, Midwest City, OK 73110, USA

+1 (405) 736-6639

www.acecashexpress.com

Tinker Federal Credit Union (City of Norman - Mask Mandate)

1131 12th Ave NE, Norman, OK 73071, USA

+1 (405) 732-0324

www.tinkerfcu.org

Arvest Bank ATM

125 W Canadian Ave, Vinita, OK 74301, USA

+1 (918) 256-8800

locations.arvest.com

OneMain Financial

2812 N Kickapoo Ave, Shawnee, OK 74804, USA

+1 (405) 273-8326

www.onemainfinancial.com

American Loans

2102 N Kickapoo Ave Suite B, Shawnee, OK 74804, USA

+1 (405) 214-6440

americanloansoklahoma.com

Stilwell Loans

833 US-59, Stilwell, OK 74960, USA

+1 (918) 797-2410

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