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3.4 19 reviews
Loan agency in Albany, Oregon

2818 Santiam Hwy SE, Albany, OR 97322, USA
+1 (541) 928-3760
www.onemainfinancial.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

What people think about OneMain Financial?

Below you get acquainted with some of the opinions of our customers.

Second, as much as I want to give them 5 stars, the rates are steep.

Prof. Octavia Nikolaus

Don't ever use these people.

Rhea O'Connell III

And oh yes, this is the voice of experience).

Jorge Beer

Pay Attention

The previous three items charactirize a precise company. But below you can find common data about payday loans.

Payday Loans in Albany, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is easy and speedy to get accepted for payday loans in Albany, New York. The interest rate will be set specifically for each client and will depend on the personal details the applicant filled in.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some borrowers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your means and pay back your loan commitments in good time.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

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ATM - Umpqua Bank

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First Interstate Bank

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+1 (541) 883-4980

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KeyBank

128 SE 3rd Ave SW, Albany, OR 97321, USA

+1 (541) 967-6830

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Northwest Title Loans

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+1 (541) 922-5801

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First Interstate Bank

1008 Harlow Rd, Springfield, OR 97477, USA

+1 (541) 741-8280

locations.firstinterstatebank.com

Lewis & Clark Bank

1150 N Roosevelt Dr, Seaside, OR 97138, USA

+1 (503) 738-8000

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ATM - Umpqua Bank

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+1 (503) 728-2103

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