Welcome to Our Online Loan Referral Service


333 SW Ellsworth St, Albany, OR 97321, USA
+1 (541) 967-7000
locations.umpquabank.com

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

[email protected]

+1.8778674357

Feedback about ATM - Umpqua Bank?

Here you see the reviews of our customers.

Disappointed! Was refused to take out $1,000. Only $400 was approved.

Alexis Armstrong II

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Prof. Shad Graham

I issued cash advance from ATM - Umpqua Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Randi Littel

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes people grapple with general information about payday loans.

Payday Loans in Albany, New York

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Albany, New York is issued easily and quickly. The interest rate is set considering the category of the customer: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

25% small loan cap

How will ATM - Umpqua Bank help take out a payday loan in Albany, New York?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Albany, New York. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Albany, Oregon

Community Bank

50 E Theater Ln, Hermiston, OR 97838, USA

+1 (541) 289-4480

locations.communitybanknet.com

SELCO Community Credit Union

2465 NW Thurman St, Portland, OR 97210, USA

+1 (503) 228-2106

www.selco.org

ATM - Umpqua Bank

117 NE F St, Grants Pass, OR 97526, USA

+1 (541) 479-1776

locations.umpquabank.com

Washington Federal Bank

215 N Columbia St, Milton-Freewater, OR 97862, USA

+1 (541) 938-3321

www.wafdbank.com

Willamette Valley Bank Home Loan Center

3007 N Delta Rd #205, Eugene, OR 97408, USA

+1 (541) 431-0236

www.willamettevalleybank.com

Bank of the West

248 SW Coast Hwy, Newport, OR 97365, USA

+1 (541) 265-9444

www.bankofthewest.com

Columbia Bank

624 SW 4th St, Madras, OR 97741, USA

+1 (541) 475-7221

www.columbiabank.com

U.S. Bank ATM - South Salem

3485 Commercial St SE, Salem, OR 97302, USA

+1 (800) 872-2657

usbank.com

Washington Federal Bank

51535 S Huntington Rd, La Pine, OR 97739, USA

+1 (541) 536-9232

www.wafdbank.com

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