Welcome to Our Online Loan Referral Service

5 reviews

2230 Pacific Blvd SW, Albany, OR 97321, USA
+1 (541) 812-6178
www.citizensebank.com
Saturday
Closed
Sunday
Closed
Monday
9:30AM–5PM
Tuesday
9:30AM–5PM
Wednesday
9:30AM–5PM
Thursday
9:30AM–5PM
Friday
9:30AM–5PM

Domain Info

Created Date

2000-07-07

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Citizens Bank?

Here you see the feedback of our clients.

I issued $300 for several days. When the funds were returned, they applied a great commissions, I had to pay almost $400.

Myrtis Dibbert MD

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Abagail Ortiz

I issued only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Concepcion Donnelly

Unsatisfied! Was denied to take out $1,000. Only $400 was approved.

Kariane Dietrich

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Lon Lueilwitz

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes readers grapple with common information about payday loans.

Payday Loans in Albany, New York

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Hassle-free financial products are considered as payday loans in Albany, ny. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

25% small loan cap

How will Citizens Bank help issue a loan in Albany, New York?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be deposited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Albany, ny will assess other aspects like solvency and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

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