Welcome to Our Online Loan Referral Service

3.4 27 reviews

625 NW Hickory St NW, Albany, OR 97321, USA
+1 (800) 732-0173
www.oregonstatecu.com
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

2014-07-11

Mailing Address

3450 Sacramento Street, Suite 405, San Francisco, CA, 94118, United States

Company Name

Domain Administrator

DNStination Inc.

Contact Data

[email protected]

+1.4155319335

+1.4155319336

Feedback about Oregon State Credit Union?

Here you grapple with the reviews of our clients.

Wonderful service and great people.

Gladyce Muller

Staff will work for themselves and will not put customers first..

Ms. Clotilde Ryan

Always super helpful and great customer service!

Flavie Wunsch

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes people get acquainted general information about payday loans.

Payday Loans in Albany, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Albany, New York are issued hassle-free. The interest rate is conditional on the customer's person-related data: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

25% small loan cap

How will Oregon State Credit Union help take out a payday loan in Albany, New York?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Albany, ny consider this circumstance not a hindrence to take out a loan. The client of a loan should be ready to objectively estimate financial capabilities, issue a loan, pay off the debt on a due date and not only cope with current difficulties, but improve the credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

APR Calculator

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Rogue Credit Union

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United Finance

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