Welcome to Our Online Loan Referral Service

3.7 7 reviews

103 Redwood Hwy, Cave Junction, OR 97523, USA
+1 (541) 592-3191
www.myfirstccu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about First Community Credit Union?

Here you read the reviews of our clients.

Thanks to the team of First Community Credit Union. Quick solution of the arisen issues, quick decision on the cash advance. I definitely recommend this service.

Roy Blick

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid off on schedule, it can be either extended or repaid ahead of schedule.

Lauryn Green

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.

Maegan Kuhic

First Community Credit Union is quite fair, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on due date. The operators in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Bria Weber MD

Pay Attention

Lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Cave Junction, Oregon

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

It is simple and quick to take out loans in Cave Junction, Oregon. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

154%*

Max Loan

$50,000

Min Term

31 days

Max Term

60 days

How will First Community Credit Union help take out a loan in Cave Junction, Oregon?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor processed by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by lenders to issue a cash advance. The lender review many aspects such as financial capabilities to approve the application. Payday loans in Cave Junction, Oregon may help enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Cave Junction, Oregon

Pacific West Bank

2040 8th Ave, West Linn, OR 97068, USA

+1 (503) 905-2222

www.bankpacificwest.com

ATM - Umpqua Bank

1790 NW Garden Valley Blvd, Roseburg, OR 97471, USA

+1 (541) 440-8870

locations.umpquabank.com

Bend Pawn & Trading Co-Lapine

52504 US-97, La Pine, OR 97739, USA

+1 (541) 536-0999

bendpawnandtrading.com

United Finance

1142 Willagillespie Rd #12, Eugene, OR 97401, USA

+1 (541) 342-7671

www.unitedfinance.com

ATM - Umpqua Bank

29804 Ellensburg Ave, Gold Beach, OR 97444, USA

+1 (541) 247-0478

locations.umpquabank.com

Fred Meyer Money Services

944 SW Veterans Way, Redmond, OR 97756, USA

+1 (541) 504-5100

moneyservices.kroger.com

Bank of the West

112 S Main St, Toledo, OR 97391, USA

+1 (541) 336-2227

www.bankofthewest.com

Plumas Bank

S 7th St, Klamath Falls, OR 97601, USA

+1 (530) 283-7305

Citizens Bank

217 E Main St, Silverton, OR 97381, USA

+1 (503) 874-8808

www.citizensebank.com

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