Welcome to Our Online Loan Referral Service

5 2 reviews

1780 E Pine St, Central Point, OR 97502, USA
+1 (541) 665-3370
locations.umpquabank.com

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

[email protected]

+1.8778674357

Feedback about ATM - Umpqua Bank?

Here you read the reviews of our customers.

ATM - Umpqua Bank seemed to me the fair. At least no insurance and extra fees. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Ewell Ritchie

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to address ATM - Umpqua Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Miss Lorena Anderson DDS

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Central Point, Oregon

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Central Point, Oregon is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

154%*

Max Loan

$50,000

Min Term

31 days

Max Term

60 days

How will ATM - Umpqua Bank help take out a loan in Central Point, Oregon?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued day and night. The transfer will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Central Point, Oregon. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

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