Welcome to Our Online Loan Referral Service

3.8 6 reviews

650 W Main St, John Day, OR 97845, USA
+1 (541) 575-0264
www.oldwestfcu.org
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
10AM–5:30PM

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Feedback about Old West Federal Credit Union?

Here you grapple with the reviews of our customers.

The loan is deposited easily and quickly. There is a minus - a great commission when paying back a loan.

Mr. Felton Jast

I'm not ashamed to borrow money from Old West Federal Credit Union, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Adriana Yundt

I'm not ashamed to borrow money from Old West Federal Credit Union, now the whole world lives like this. I have already used loans many times, everything is convenient.

Franz Block Jr.

Pay Attention

Above there are details about a exact lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in John Day, Oregon

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

It is easy and quick to issue payday loans in John Day, Oregon. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

154%*

Max Loan

$50,000

Min Term

31 days

Max Term

60 days

How will Old West Federal Credit Union help take out a payday loan in John Day, Oregon?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in John Day, or review this circumstance not an obstacle to take out a loan. The borrower of a cash advance should be ready to objectively estimate financial capabilities, issue a loan, pay off the debt on schedule and not only solve current issues, but improve the credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in John Day, Oregon

ATM - Umpqua Bank

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+1 (541) 271-2178

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Columbia Bank

1806 3rd St, Tillamook, OR 97141, USA

+1 (503) 815-2600

www.columbiabank.com

ATM - Umpqua Bank

625 E Gibbs Ave, Cottage Grove, OR 97424, USA

+1 (541) 942-9121

locations.umpquabank.com

ATM - Umpqua Bank

165 N Maple St, Yamhill, OR 97148, USA

+1 (503) 662-4825

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KeyBank

21327 Southwest Sherwood Boulevard, Sherwood, OR 97140, USA

+1 (503) 925-2240

www.key.com

Keeli Plummer at OnPoint Community Credit Union

6367 SW Capitol Hwy, Portland, OR 97239, USA

+1 (503) 228-7077

www.onpointcu.com

United Finance

315 NE Nash St, Roseburg, OR 97470, USA

+1 (541) 673-5581

www.unitedfinance.com

ATM - Umpqua Bank

2330 Broadway Ave, North Bend, OR 97459, USA

+1 (541) 756-2011

locations.umpquabank.com

United Finance

21931 SE Stark St, Gresham, OR 97030, USA

+1 (503) 661-5626

www.unitedfinance.com

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