Banner Bank Payday Loans Review - Oakridge, Oregon

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on specific factors. Lenders will check your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a loan, you need to meet the following eligibility criteria:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.