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Feedback about Providence Federal Credit Union?
Here you read the reviews of our clients.
High interest rate. When paying back a debt, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another website.
Prof. Derick Beatty
I tried to borrow money from Providence Federal Credit Union. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.
Shanny Bruen
Day after day spam! I do not have time to block the numbers, so the next day they call from another number.
Orville Cole
I contacted Providence Federal Credit Union 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, contact the company in a month. Why?
Sarina Schinner
Pay Attention
The first three points show the certain lending company. In other turn, below-specified info makes readers grapple with shared information about payday loans.
Payday Loans in Portland, New York
Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.
Such financial products as payday loan in Portland, New York is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a borrower will recieve.
APR
25% small loan cap
How will Providence Federal Credit Union help take out a payday loan in Portland, New York?
- 24/7 service. Such online services allow you to get funds at any time. Funds are issued around the clock. The loan will be sent to a account, so a personal visit to the department is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every borrower should enter the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Portland, New York. They estmate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit score.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the APR. This is a real cost of the loan.
APR Calculator
Other Payday Lenders in Portland, Oregon
Umpqua Bank
1701 SW Court Place, Pendleton, OR 97801, USA
+1 (541) 276-1000
locations.umpquabank.com
Bank of Eastern Oregon
240 E Gladys Ave # 2, Hermiston, OR 97838, USA
+1 (541) 289-0590
www.beobank.com
First Interstate Bank
4900 Meadows Rd Suite 140, Lake Oswego, OR 97035, USA
+1 (503) 549-3740
locations.firstinterstatebank.com
Umpqua Bank
13183 SE 172nd Ave #174, Happy Valley, OR 97086, USA
+1 (503) 454-2600
locations.umpquabank.com
OnPoint Community Credit Union
16798 SW Edy Rd Suite 118, Sherwood, OR 97140, USA
+1 (503) 228-7077
www.onpointcu.com
