Welcome to Our Online Loan Referral Service

5 2 reviews

309 SW 6th Ave Suite 100, Portland, OR 97204, USA
+1 (503) 276-6000
locations.firstcitizens.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you grapple with the feedback of our clients.

I contacted First Citizens Bank 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Eryn Wisoky

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of support team.

Samir Hirthe

I took out a loan from First Citizens Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller amount.

Gillian West

100% sly service. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Dr. Berry Lockman

Pay Attention

Above-specified info provides the details about a definite lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Portland, New York

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Portland, New York is issued easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates you will get.

APR

25% small loan cap

How will First Citizens Bank help take out a payday loan in Portland, New York?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Portland, New York. They assess many other factors before issuing a loan. One of them is payment abilities. This is a way to improve your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Portland, Oregon

Caliber Home Loans - Brad Finson, Mortgage Loan Consultant

16 Oak St UNIT 202, Hood River, OR 97031, USA

+1 (971) 302-0594

www.caliberhomeloans.com

Columbia Bank

1800 Wilco Rd, Stayton, OR 97383, USA

+1 (503) 769-7307

www.columbiabank.com

ATM - Umpqua Bank

430 US-101, Florence, OR 97439, USA

+1 (541) 997-3431

locations.umpquabank.com

ATM - Umpqua Bank

111 NW Pleasant St, Myrtle Creek, OR 97457, USA

+1 (541) 863-3186

locations.umpquabank.com

OneMain Financial

901 Molalla Ave, Oregon City, OR 97045, USA

+1 (503) 656-1691

www.onemainfinancial.com

Shannon McKean at OnPoint Community Credit Union

1754 NW Civic Dr, Gresham, OR 97030, USA

+1 (503) 228-7077

www.onpointcu.com

Banner Bank

16099 Boones Ferry Rd, Lake Oswego, OR 97035, USA

+1 (503) 534-1000

locations.bannerbank.com

Landon Anson at OnPoint Community Credit Union

7130 NE Cornell Rd, Hillsboro, OR 97124, USA

+1 (503) 228-7077

www.onpointcu.com

KeyBank

805 N First Ave, Stayton, OR 97383, USA

+1 (503) 576-2699

www.key.com

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