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Created Date
1995-10-27
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Feedback about Columbia Bank?
Here you see the reviews of our customers.
I issued $300 for several days. When the payday loan was returned, they applied a huge commissions, I had to pay almost $400.
Kassandra Dach
I took out only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.
Mrs. Dora Weissnat IV
High interest rate. When paying back a loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.
Brant Kirlin III
Day after day spam! I do not have time to block the numbers, so the next day they call from another number.
Abe O'Kon V
I took out $300 for several days. When the cash advance was returned, they applied a gigantic fees, I had to pay almost $400.
Cameron Ondricka
Pay Attention
The first three points describe the certain lending company. In other turn, below-shown info makes readers grapple with general information about payday loans.
Payday Loans in Salem, New York
According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.
Payday loans in Salem, New York are issued problem-free. The interest percentage is dependent on the client's person-related data: if you pay off more payday loans, the more efficient terms and rates lenders offer.
APR
25% small loan cap
How will Columbia Bank help take out a payday loan in Salem, New York?
- Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with person-related data. It will take several minutes to process the form. The funds are credited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every customer should fill out the following data:
Then you have to press a Submit button and get a deal.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Salem, ny will assess other aspects like solvency and approve a loan. This is a way to improve your credit score.
The following common points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Salem, Oregon
Plumas Bank AG/COMM Lending (not a full service branch)
107 S 7th St, Klamath Falls, OR 97601, USA
+1 (530) 283-7305
www.plumasbank.com
Unitus Community Credit Union
3355 N Williams Ave, Portland, OR 97227, USA
+1 (503) 227-5571
www.unitusccu.com
U.S. Bank ATM - Mill City
400 NW Santiam Blvd, Mill City, OR 97360, USA
+1 (503) 897-2361
usbank.com
Quik Payday Loans
301 Union Ave, Grants Pass, OR 97527, USA
