Welcome to Our Online Loan Referral Service

2.8 12 reviews

3305 Commercial St SE, Salem, OR 97302, USA
+1 (503) 399-2978
www.columbiabank.com
Saturday
Closed
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–6PM

Domain Info

Created Date

1995-10-27

Mailing Address

Company Name

Contact Data

Feedback about Columbia Bank?

Here you see the reviews of our customers.

I issued $300 for several days. When the payday loan was returned, they applied a huge commissions, I had to pay almost $400.

Kassandra Dach

I took out only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Mrs. Dora Weissnat IV

High interest rate. When paying back a loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.

Brant Kirlin III

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Abe O'Kon V

I took out $300 for several days. When the cash advance was returned, they applied a gigantic fees, I had to pay almost $400.

Cameron Ondricka

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers grapple with general information about payday loans.

Payday Loans in Salem, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Salem, New York are issued problem-free. The interest percentage is dependent on the client's person-related data: if you pay off more payday loans, the more efficient terms and rates lenders offer.

APR

25% small loan cap

How will Columbia Bank help take out a payday loan in Salem, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Salem, ny will assess other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Salem, Oregon

Clackamas County Bank

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+1 (503) 622-3131

www.clackamascountybank.com

Tucker Capital Inc

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+1 (503) 227-3153

www.tuckercapitalinc.com

ATM - Umpqua Bank

199 N Nehalem St, Clatskanie, OR 97016, USA

+1 (503) 728-2103

locations.umpquabank.com

Willamette Valley Bank

1970 SE, 14th Ave SE, Albany, OR 97322, USA

+1 (541) 926-6555

www.willamettevalleybank.com

Skyline Home Loans

222 NW 7th St, Redmond, OR 97756, USA

+1 (541) 526-1928

www.skylinehomeloans.com

Professional Credit Service

400 International Way STE 100, Springfield, OR 97477, USA

+1 (800) 972-1635

www.professionalcredit.com

Oregon State Credit Union

4952 River Rd N, Keizer, OR 97303, USA

+1 (800) 732-0173

www.oregonstatecu.com

ATM - Umpqua Bank

2710 Commercial St SE, Salem, OR 97302, USA

+1 (503) 371-9007

locations.umpquabank.com

Pacific Premier Bank

525 SW Broadway, Portland, OR 97205, USA

+1 (503) 265-0230

www.ppbi.com

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