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3.3 7 reviews

350 Winter St NE, Salem, OR 97301, USA
+1 (503) 947-7980
dfr.oregon.gov

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Company Name

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Feedback about Division of Financial Regulation?

Here you get acquainted with the reviews of our clients.

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Ms. Evie Bahringer II

Not very satisfied with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer deprtment.

Haylee Haley

Unsatisfied! Was refused to take out $1,000. Only $400 was approved.

Zackary Schmeler

I contacted Division of Financial Regulation 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, contact the company in a month. Why?

Prof. Shayna Ward PhD

100% sly company. They ask for a photo then spread on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Lola Collins

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Ms. Amalia Kertzmann V

Pay Attention

Above there are details about a certain lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Salem, New York

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Salem, ny. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will Division of Financial Regulation help issue a loan in Salem, New York?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor processed by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by payday lenders to issue a cash advance. The lender review many aspects such as financial capabilities to approve the request. Payday loans in Salem, New York may help enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Salem, Oregon

NW Preferred Federal Credit Union

393 E Florence St, Stayton, OR 97383, USA

+1 (866) 236-6968

nwpreferredfcu.com

Rogue Credit Union

1390 NW Garden Valley Blvd, Roseburg, OR 97471, USA

+1 (800) 856-7328

www.roguecu.org

U.S. Bank ATM - Gresham

300 Powell Blvd, Gresham, OR 97030, USA

+1 (800) 872-2657

usbank.com

Washington Federal Bank

530 SW 5th Ave, Portland, OR 97204, USA

+1 (503) 226-1300

www.wafdbank.com

ATM - Umpqua Bank

113 S Main St, Jefferson, OR 97352, USA

+1 (541) 327-2223

locations.umpquabank.com

OnPoint Community Credit Union

16798 SW Edy Rd Suite 118, Sherwood, OR 97140, USA

+1 (503) 228-7077

www.onpointcu.com

TLC, A Division of Fibre Federal Credit Union

1625 N Coast Hwy, Newport, OR 97365, USA

+1 (541) 265-8182

www.tlcfcu.org

First Community Credit Union

1531 NE Park Ln, Fairview, OR 97024, USA

+1 (503) 492-8976

www.myfirstccu.org

Columbia Bank

4157 NW U.S. 101 Ste 135, Lincoln City, OR 97367, USA

+1 (541) 994-9161

www.columbiabank.com

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