Domain Info
Created Date
2005-10-26
Mailing Address
1928 E. Highland Ave. Ste F104 PMB# 255, Phoenix, AZ, 85016, United States
Company Name
Domain Administrator
See PrivacyGuardian.org
Feedback about Bank of the Pacific?
Here you see the feedback of our clients.
No matter how much asked for a cash advance. Constantly refused. No idea why?
Jedidiah Kutch
Unsatisfied! Was refused to issue $1,000. Only $400 was approved.
Maymie Kuhic
I took out $300 for several days. When the funds were returned, they applied a huge commissions, I had to pay almost $400.
Mireille Bradtke PhD
I tried to borrow money from Bank of the Pacific. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.
Ena Schroeder
Sky-scraper interest rate. When paying off a debt, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another site.
Ms. Bette Bauch
Pay Attention
Further there will be presented the details about not a certain lender. The information below will define common information about payday loans and its specific elements.
Payday Loans in Salem, New York
The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.
This financial product in Salem, New York is issued easily and quickly. The interest percentage is set considering the category of the borrower: the more loans are successfully repaid, the more favorable terms will be offered to you.
APR
25% small loan cap
How will Bank of the Pacific help take out a loan in Salem, New York?
- 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every client should enter the following data:
Then a client should submit an application to get an offer from one of payday lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Salem, New York. The company will assess many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the loan.
APR Calculator
Other Payday Lenders in Salem, Oregon
Vernonia Wauna Credit Union
1010 Bridge St, Vernonia, OR 97064, USA
+1 (800) 773-3236
www.waunafcu.org
CASHCO Financial Services, Inc
1570 SE 9th Ave, Albany, OR 97322, USA
+1 (541) 917-1960
www.cashcoloan.com
Malheur Federal Credit Union
250 10th St N, Vale, OR 97918, USA
+1 (541) 889-3149
www.malheurfcu.org
Chase Bank
51501 Columbia River Hwy Ste A, Scappoose, OR 97056, USA
+1 (503) 543-8203
locator.chase.com
SELCO Community Credit Union
3833 Commercial St SE, Salem, OR 97302, USA
+1 (800) 445-4483
www.selco.org
Clackamas Federal Credit Union
22000 Salamo Rd, West Linn, OR 97068, USA
+1 (503) 656-0671
www.clackamasfcu.org
Oregon Pacific Bank - Medford Branch
3250 Hillcrest Park Dr #100, Medford, OR 97504, USA
+1 (541) 858-0192
www.opbc.com
