Welcome to Our Online Loan Referral Service

3.3 18 reviews

5251 Main St, Springfield, OR 97478, USA
+1 (800) 445-4483
www.selco.org
Saturday
Closed
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–6PM

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Feedback about SELCO Community Credit Union?

Here you grapple with the reviews of our clients.

I've been with Selco since 2005, always received good, honest service.

Marilie Baumbach

This was in 2004 and I have been a happy customer ever since.

Marley Stroman

Worst customer service!!

Prof. Houston Sporer

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Springfield, Massachusetts

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Springfield, Massachusetts are taken out easily. The interest rate is dependent on the client's personal data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

23% small loan cap

How will SELCO Community Credit Union help take out a payday loan in Springfield, Massachusetts?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Springfield, ma will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Springfield, Oregon

U.S. Bank Branch

1285 Virginia Ave, North Bend, OR 97459, USA

+1 (541) 756-5161

locations.usbank.com

OnPoint Community Credit Union

2497 SE Burnside Rd, Gresham, OR 97080, USA

+1 (503) 228-7077

www.onpointcu.com

U.S. Bank Branch

335 NE 3rd St, McMinnville, OR 97128, USA

+1 (503) 472-5151

locations.usbank.com

HomeStreet Bank

22 NW 23rd Ave, Portland, OR 97210, USA

+1 (503) 227-1679

www.homestreet.com

Finance America

4004 Kruse Way Pl # 2, Lake Oswego, OR 97035, USA

+1 (503) 765-2990

Reliable Credit Association Inc.

2157 Lancaster Dr NE, Salem, OR 97305, USA

+1 (503) 385-4480

www.reliablecredit.com

ACE Cash Express

11701 SE 82nd Ave, Portland, OR 97086, USA

+1 (503) 445-2274

www.acecashexpress.com

Chase Bank

1089 N First Ave, Stayton, OR 97383, USA

+1 (503) 769-2179

locator.chase.com

People's Bank of Commerce

1528 Biddle Rd, Medford, OR 97504, USA

+1 (541) 776-5350

www.peoplesbank.bank

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