Welcome to Our Online Loan Referral Service

3.3 18 reviews

5251 Main St, Springfield, OR 97478, USA
+1 (800) 445-4483
www.selco.org
Saturday
Closed
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–6PM

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Feedback about SELCO Community Credit Union?

Here you grapple with the reviews of our clients.

I've been with Selco since 2005, always received good, honest service.

Marilie Baumbach

This was in 2004 and I have been a happy customer ever since.

Marley Stroman

Worst customer service!!

Prof. Houston Sporer

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Springfield, Massachusetts

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Springfield, Massachusetts are taken out easily. The interest rate is dependent on the client's personal data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

23% small loan cap

How will SELCO Community Credit Union help take out a payday loan in Springfield, Massachusetts?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Springfield, ma will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Springfield, Oregon

Willamette Valley Bank

611 Medford Center, Medford, OR 97504, USA

+1 (541) 622-6565

www.willamettevalleybank.com

Columbia Bank

550 Center St NE, Salem, OR 97301, USA

+1 (503) 399-2920

www.columbiabank.com

CASHCO Financial Services, Inc

922 SE Oak St, Hillsboro, OR 97123, USA

+1 (503) 924-6360

www.cashcoloan.com

Pacific Crest Federal Credit Union

2972 Washburn Way, Klamath Falls, OR 97603, USA

+1 (541) 884-1376

www.mypcfcu.org

People's Bank of Commerce

210 Timbermill Drive, Klamath Falls, OR 97601, USA

+1 (541) 273-2717

www.peoplesbank.bank

Ever Green Home Loans

19376 Molalla Ave # 120, Oregon City, OR 97045, USA

+1 (503) 241-2391

www.evergreenhomeloans.com

Umpqua Bank

165 N 5th St, Monroe, OR 97456, USA

+1 (541) 847-5125

locations.umpquabank.com

U.S. Bank Branch

480 N 3rd Ave, Stayton, OR 97383, USA

+1 (503) 769-2168

locations.usbank.com

United Finance

951 NE Adams St, McMinnville, OR 97128, USA

+1 (503) 472-3121

www.unitedfinance.com

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