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Created Date
1995-10-27
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Feedback about Columbia Bank?
Here you grapple with the reviews of our clients.
Not the first time I use Columbia Bank. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps out a lot when cash is urgently needed.
Dr. Ernesto Rau III
A good payday lender. It quickly processed the application and credited the funds to my credit card.
Miss Opal Stroman
Pay Attention
Above-shown info offers the details about a exact lending company. Below-specified info is oriented on general information about payday loans.
Payday Loans in Springfield, Massachusetts
A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.
It is simple and quick to issue loans in Springfield, Massachusetts. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.
APR
23% small loan cap
How will Columbia Bank help issue a payday loan in Springfield, Massachusetts?
- Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to visit any department.
- No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill in an online application only. It will be considered within minutes. The money are credited in 24 business hours.
- Fast and high approval level. The positive decision counts almost 98%.
- Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill in the following data:
Then you have to press a Submit button and get a deal.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Springfield, Massachusetts. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit score into a favorable one.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the APR. This is a exact cost of the payday loan.
APR Calculator
Other Payday Lenders in Springfield, Oregon
OnPoint Community Credit Union
2755 SW Cedar Hills Blvd Suite 100, Beaverton, OR 97005, USA
+1 (503) 228-7077
www.onpointcu.com
ATM Columbia Bank
10355 NW Glencoe Rd, North Plains, OR 97133, USA
+1 (800) 627-3999
www.columbiabank.com
Unitus Community Credit Union
3820 Market St NE, Salem, OR 97301, USA
+1 (503) 227-5571
www.unitusccu.com
First Community Credit Union
151 S Columbia St, Milton-Freewater, OR 97862, USA
+1 (541) 938-2929
www.myfirstccu.org
