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Feedback about First Community Credit Union?
Here you get acquainted with the reviews of our customers.
Not the first time I use First Community Credit Union. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It assists a lot when funds is urgently needed.
Dr. Cooper Lindgren
Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been returned on time, it can be either extended or repaid ahead of schedule.
Marlen Moen MD
The loan is deposited easily and quickly. There is a minus - a great interest rate when paying back a loan.
Dagmar Harber II
Pay Attention
Above-shown info offers the details about a certain lender. Below-specified info is oriented on general information about payday loans.
Payday Loans in The Dalles, Oregon
Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.
Problem-free financial products are known as payday loans in The Dalles, or. They are taken out at individual interest rates. They are dependent on personal data. It is also significant to pay back as much payday loans as possible.
APR
154%*
Max Loan
$50,000
Min Term
31 days
Max Term
60 days
How will First Community Credit Union help issue a payday loan in The Dalles, Oregon?
- Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with person-related data. It will take some minutes to consider the application. The funds are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill in the following data:
Then a borrower should submit an application to get an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in The Dalles, Oregon. They estmate many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit rating.
The following common points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the loan.
APR Calculator
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Bank of the West
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www.bankofthewest.com
