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5 2 reviews

355 NW Alder St, Waldport, OR 97394, USA
+1 (541) 563-7254
www.umpquabank.com

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

Feedback about Umpqua Bank?

Here you get acquainted with the feedback of our clients.

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid off on schedule, it can be either extended or paid back ahead of schedule.

Nickolas Botsford

I took the first loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Fatima Collier I

Umpqua Bank applied for a loan secured by a car for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Gwen Gerlach

I took out a loan when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One refused, the other offered too high a percentage, but here it was approved as I wanted.

Rickey Kessler Sr.

Pay Attention

Lending companies are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Waldport, Oregon

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Payday loans in Waldport, Oregon are issued hassle-free. The interest rate depends on the borrower's person-related information: if you pay back more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

154%*

Max Loan

$50,000

Min Term

31 days

Max Term

60 days

How will Umpqua Bank help issue a payday loan in Waldport, Oregon?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Waldport, or will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Waldport, Oregon

U.S. Bank Branch

175 SE Reed Market Rd, Bend, OR 97702, USA

+1 (541) 388-3434

locations.usbank.com

United Finance

2231 Country Club Rd, Woodburn, OR 97071, USA

+1 (503) 982-1111

www.unitedfinance.com

Banner Bank

2072 NE Stucki Ave, Hillsboro, OR 97124, USA

+1 (503) 533-5933

locations.bannerbank.com

KeyBank

750 Lancaster Dr NE, Salem, OR 97301, USA

+1 (503) 540-2720

www.key.com

Clackamas Federal Credit Union

26, 37077 Mt Hood Hwy, Sandy, OR 97055, USA

+1 (503) 656-0671

www.clackamasfcu.org

Sharp Personal Loans

3130 Crater Lake Hwy, Medford, OR 97504, USA

+1 (541) 423-9044

sharppersonalloans.com

Mid Oregon Credit Union

650 N Arrowleaf Trail, Sisters, OR 97759, USA

+1 (541) 382-1795

www.midoregon.com

Principal Financial Group

324 Murray St, Rufus, OR 97050, USA

+1 (541) 539-3814

www.principal.com

ATM - Umpqua Bank

1780 E Pine St, Central Point, OR 97502, USA

+1 (541) 665-3370

locations.umpquabank.com

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