Welcome to Our Online Loan Referral Service

3.4 26 reviews

7627 Tilghman St, Allentown, PA 18106, USA
+1 (610) 821-2403
www.firstcomcu.org
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

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Feedback about First Commonwealth Federal Credit Union?

Here you see the feedback of our customers.

First Commonwealth is a great place to do your banking.

Tiffany Greenfelder

The worst experience I have ever had at a banking institution.

Mazie Greenholt

Bank tellers are likely to give the wrong amount $$ that is requested.

Xavier Heaney

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Allentown, New York

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Allentown, New York is issued easily and quickly. The interest rate is specified depending on the category of the borrower: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will First Commonwealth Federal Credit Union help take out a payday loan in Allentown, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Allentown, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Allentown, Pennsylvania

Lendmark Financial Services LLC

144 Commons Dr, DuBois, PA 15801, USA

+1 (814) 913-3200

www.lendmarkfinancial.com

Northwest Consumer Discount Company

272 Chestnut St # J, Meadville, PA 16335, USA

+1 (814) 333-9277

www.northwestconsumer.com

1st United Pawn & Loan

1123 S Broad St, Philadelphia, PA 19147, USA

+1 (215) 468-4200

www.1stunitedpawn.com

Citizens Bank

2020 Smith Township State Rd, Burgettstown, PA 15021, USA

+1 (724) 947-2261

locations.citizensbank.com

Northwest Bank

7512 W Ridge Rd, Fairview, PA 16415, USA

+1 (814) 474-4853

www.northwest.bank

Fidelity Bank

225 Kennedy Blvd, Pittston, PA 18640, USA

+1 (570) 908-0104

www.bankatfidelity.com

United Check Cashing

628 S Broad St, Philadelphia, PA 19146, USA

+1 (215) 735-5154

www.unitedcheckcashing.com

Holiday Financial Services

300 Walmart Dr Ste 150, Ebensburg, PA 15931, USA

+1 (814) 472-4561

www.holidayfinancialservices.com

Northwest Bank

999 S Main St, Meadville, PA 16335, USA

+1 (814) 336-1164

www.northwest.bank

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