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Feedback about First Commonwealth Federal Credit Union?
Here you see the feedback of our customers.
First Commonwealth is a great place to do your banking.
Tiffany Greenfelder
The worst experience I have ever had at a banking institution.
Mazie Greenholt
Bank tellers are likely to give the wrong amount $$ that is requested.
Xavier Heaney
Pay Attention
Further there will be given the details about not a definite lender. The information below will tell about common information about payday loans and its specific features.
Payday Loans in Allentown, New York
According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.
This financial product in Allentown, New York is issued easily and quickly. The interest rate is specified depending on the category of the borrower: the more loans are successfully paid off, the more attractive terms will be ensured to you.
APR
25% small loan cap
How will First Commonwealth Federal Credit Union help take out a payday loan in Allentown, New York?
- Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with customer data. It will take some minutes to review the application. The money are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every customer should fill in the following data:
Then a customer should submit an application to get an offer from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Allentown, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will specify the cost of the payday loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Allentown, Pennsylvania
Lendmark Financial Services LLC
144 Commons Dr, DuBois, PA 15801, USA
+1 (814) 913-3200
www.lendmarkfinancial.com
Northwest Consumer Discount Company
272 Chestnut St # J, Meadville, PA 16335, USA
+1 (814) 333-9277
www.northwestconsumer.com
1st United Pawn & Loan
1123 S Broad St, Philadelphia, PA 19147, USA
+1 (215) 468-4200
www.1stunitedpawn.com
Citizens Bank
2020 Smith Township State Rd, Burgettstown, PA 15021, USA
+1 (724) 947-2261
locations.citizensbank.com
United Check Cashing
628 S Broad St, Philadelphia, PA 19146, USA
+1 (215) 735-5154
www.unitedcheckcashing.com
Holiday Financial Services
300 Walmart Dr Ste 150, Ebensburg, PA 15931, USA
+1 (814) 472-4561
www.holidayfinancialservices.com
