Welcome to Our Online Loan Referral Service

3.4 5 reviews

1080 Chestnut St, Emmaus, PA 18049, USA
+1 (610) 821-2403
firstcomcu.org
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about First Commonwealth Federal Credit Union?

Here you see the reviews of our customers.

I couldn't be happier with this beautiful location....

Prof. Gene Lind

I like the look and color if the building and the bank has been nice.

Mr. Kurt Rempel

Always make you feel welcome and willing to help with your banking needs.

Prof. Lucio Schulist I

They are always so helpful and responsive, and provide great service.

Cynthia Yundt II

Staff is very helpful.

Mrs. Cleora Tillman

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes readers grapple with common information about payday loans.

Payday Loans in Emmaus, Pennsylvania

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

It is easy and fast to issue payday loans in Emmaus, Pennsylvania. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

6% APR small loan cap

How will First Commonwealth Federal Credit Union help issue a loan in Emmaus, Pennsylvania?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Emmaus, Pennsylvania. They rate many other factors before issuing a payday loan. One of them is payment abilities. This is a way to improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

APR Calculator

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