OneMain Financial Payday Loans Review

4.2 17 reviews

Loan agency in Erie, Pennsylvania

Organization owner?

2173 W 12th St Ste B-6, Erie, PA 16505, USA

7 years in business

+1 (814) 866-0099

www.onemainfinancial.com

Tuesday

9AM–7PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you read the feedback of our customers.

They are great to work with if you are building credit, or have bad/fair credit.

Porter Thompson

I was happy with there service and how they worked with me and.

Ciara Gutmann

Also was given a visa gift card Thank you so much everyone.

Eliane Weimann

Location close to freeway people were friendly

Prof. Ansley Gaylord Sr.

It's a church all they care about is money

Dr. Beulah Tromp

Wonderful place to worship.

Mohammed McDermott

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Erie, Pennsylvania

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Erie, Pennsylvania is issued simply and quickly. The interest percentage is set depending on the category of the client: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

6% APR small loan cap

How will OneMain Financial help take out a loan in Erie, Pennsylvania?

Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with person-related data. It will take some minutes to review the form. The money are transferred in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Erie, Pennsylvania. They estmate many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit history.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

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