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3.7 3 reviews

LL009 HUB-Robeson Center, University Park, PA 16802, USA
+1 (814) 863-8789
www.pennstatefederal.com
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM

Domain Info

Created Date

2004-03-08

Mailing Address

PO BOX 501610, San Diego, CA, 92150-1610, United States

Company Name

Whois Privacy Service

Whois Privacy Service

Contact Data

[email protected]

+1.6193932111

What people think about Penn State Federal Credit Union?

Below you read some of the reviews of our clients.

I needed $500 to buy a birthday gift. The only solution was to apply for a payday loan. Found a lot of loan providers on the Internet. Penn State Federal Credit Union seemed the most reliable lender in University Park.

Leonor Mayer

They approve applicants instantly and transfer funds the next day. But beware – they charge high fees for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Clara O'Kon

Pay Attention

Now you can read general aspects of payday loans.

Payday Loans in University Park, Pennsylvania

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is easy and speedy to get accepted for payday loans in University Park, Pennsylvania. The interest rate will be set individually for each person and will depend on the personal information the consumer provided.

APR

6% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get approved for short-term loans. A payday loan may be the only option available for some consumers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments as agreed in the contract.

To get accepted for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.

APR Calculator

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