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Feedback about Ocean State Credit Union?
Here you see the reviews of our clients.
Great customer service and banking options
Mrs. Elva Fritsch III
Always a pleasure to work with.
Evan Ratke
I know its tax time again and maybe I'll save some people some money.
Maverick Schneider IV
Great place to have you taxes done!
Mr. Edwin Klein II
Also made for great conversation.
Marisol Schinner
Pay Attention
Further there will be given the details about not a exact lending company. The information below will explain general information about payday loans and its specific elements.
Payday Loans in Coventry, Rhode Island
Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.
This financial product in Coventry, Rhode Island is taken out easily and fast. The interest rate is set respecting the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be ensured to you.
APR
261%*
Max Loan
$500
Min Term
13 days
Max Term
Not Specified
How will Ocean State Credit Union help take out a loan in Coventry, Rhode Island?
- Round the clock service. Every customer may address the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to attend any store.
- No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill out an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
- Fast and high approval percentage. The positive offer counts almost 98%.
- Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.
What data to fill out in the application? - General Info
To leave an application, every borrower should enter the following data:
Then a client should submit an application to get an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Coventry, Rhode Island. They rate many other factors before issuing a loan. One of them is solvency. This is a way to enhance your credit rating.
The following general points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will specify the cost of the payday loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Coventry, Rhode Island
Frank Landolfi - Citizens Bank, Home Mortgages
1090 Charles St, North Providence, RI 02904, USA
+1 (401) 524-2759
Centreville Bank
193 Comstock Pkwy, Cranston, RI 02921, USA
+1 (401) 464-9100
www.centrevillebank.com
Pawtucket Credit Union
40 Sockanosset Cross Rd, Cranston, RI 02920, USA
+1 (401) 722-2212
www.pcu.org
Ameriprise Financial
1485 S County Trail, East Greenwich, RI 02818, USA
+1 (401) 398-7802
www.ameriprise.com
Bank of America (with Drive-thru ATM)
200 Main St, East Greenwich, RI 02818, USA
+1 (401) 234-9644
locators.bankofamerica.com
