Welcome to Our Online Loan Referral Service

4.8 6 reviews

1584 Nooseneck Hill Rd, Coventry, RI 02816, USA
+1 (401) 397-1900
www.oceanstatecu.org
Tuesday
10AM–3PM
Wednesday
10AM–3PM
Thursday
10AM–3PM
Friday
10AM–3PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
10AM–3PM

Domain Info

Created Date

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Feedback about Ocean State Credit Union?

Here you see the reviews of our clients.

Great customer service and banking options

Mrs. Elva Fritsch III

Always a pleasure to work with.

Evan Ratke

I know its tax time again and maybe I'll save some people some money.

Maverick Schneider IV

Great place to have you taxes done!

Mr. Edwin Klein II

Also made for great conversation.

Marisol Schinner

Pay Attention

Further there will be given the details about not a exact lending company. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Coventry, Rhode Island

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Coventry, Rhode Island is taken out easily and fast. The interest rate is set respecting the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Ocean State Credit Union help take out a loan in Coventry, Rhode Island?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Coventry, Rhode Island. They rate many other factors before issuing a loan. One of them is solvency. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Coventry, Rhode Island

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+1 (877) 768-2265

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Navy Federal Credit Union - ATM

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+1 (888) 842-6328

www.navyfederal.org

Pawtucket Credit Union

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+1 (401) 722-2212

www.pcu.org

Citizens Bank ATM

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www.citizensbank.com

Loan James

255 Promenade St, Providence, RI 02908, USA

+1 (401) 270-4772

Centreville Bank

1115 Boston Neck Rd, Narragansett, RI 02882, USA

+1 (401) 783-9300

www.centrevillebank.com

Fall River Pawn Brokers

288 Cowesett Ave, West Warwick, RI 02893, USA

+1 (401) 823-6000

fallriverpawnbrokers.com

Citizens Bank

821 Main St, East Greenwich, RI 02818, USA

+1 (401) 884-7900

locations.citizensbank.com

Wave Federal Credit Union

1217 Warwick Ave, Warwick, RI 02888, USA

+1 (401) 781-1020

www.wavefcu.org

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