Welcome to Our Online Loan Referral Service

3.9 9 reviews

40 Sockanosset Cross Rd, Cranston, RI 02920, USA
+1 (401) 722-2212
www.pcu.org
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–5PM
Friday
9AM–7PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–3PM

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Feedback about Pawtucket Credit Union?

Here you read the reviews of our customers.

Great service and rates.

Maxie Hilpert

I am always taken care of and I leave as quickly as I walk in.

Beatrice Ferry

We are now happy home owners of our first home together!

Tremayne Rempel DVM

Andy was amazing to work with!

Xavier Hackett

He was accommodating and responsive during the real estate search.

Della Wisoky

Always great service and they always get me the best rates for financing.

Prof. Tiffany Torphy MD

Do not waste your time or hard earned money on this place you will regret it!

Cassandre Maggio

4 people I know personally has bought vehicles and the motors have blown.

Dr. Sven Harber

Beautiful new gallery with some great work from a variety of artists.

Lance Adams II

If your in the area, and even if your not, we highly recommend stopping by.

Dr. Lukas Waelchi

Beautiful space in Greenwich Mills

Yadira Reilly

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes readers get acquainted general information about payday loans.

Payday Loans in Cranston, Rhode Island

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Problem-free financial products are considered as payday loans in Cranston, ri. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Pawtucket Credit Union help take out a loan in Cranston, Rhode Island?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Cranston, Rhode Island. They estmate many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Cranston, Rhode Island

Citizens Bank

51 Main St, Wakefield, RI 02879, USA

+1 (401) 789-1033

locations.citizensbank.com

Citizens Bank ATM

353 Waterman Ave, Smithfield, RI 02917, USA

www.citizensbank.com

Citizens Bank

900 Tiogue Ave, Coventry, RI 02816, USA

+1 (401) 823-5696

www.citizensbank.com

Milford Federal Bank

2020 Diamond Hill Rd, Woonsocket, RI 02895, USA

+1 (401) 765-2900

www.milfordfederal.com

BankNewport

2628 E Main Rd, Portsmouth, RI 02871, USA

+1 (401) 683-9000

www.banknewport.com

Ocean State Credit Union

7373 Post Rd, North Kingstown, RI 02852, USA

+1 (401) 397-1900

oceanstatecu.org

Blackstone Finance

286 East Ave, Pawtucket, RI 02860, USA

+1 (401) 726-4760

Citizens Bank

91 Point Judith Rd, Narragansett, RI 02882, USA

+1 (401) 788-0047

www.citizensbank.com

Westerly Community Credit Union

64 Kingstown Rd, Wyoming, RI 02898, USA

+1 (401) 596-7000

www.westerlyccu.com

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