Welcome to Our Online Loan Referral Service

4.2 5 reviews

660 Warren Ave, East Providence, RI 02914, USA
+1 (401) 722-2212
www.pcu.org
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM

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Feedback about Pawtucket Credit Union?

Here you read the reviews of our clients.

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Gwen Feeney

I'm not ashamed to borrow money from Pawtucket Credit Union, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Jalen Haag Sr.

Pawtucket Credit Union seemed to me the reliable. At least no insurance and extra charges. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Prof. Mckenna Lesch Sr.

Pay Attention

Lenders are shown in the first three points. Below info offers shared information about payday loans.

Payday Loans in East Providence, Rhode Island

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is simple and fast to take out payday loans in East Providence, Rhode Island. The rates are set on an individual basis: if a client repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Pawtucket Credit Union help take out a payday loan in East Providence, Rhode Island?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in East Providence, ri will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in East Providence, Rhode Island

Cross Checking Inc

455 Smith St, Providence, RI 02908, USA

+1 (401) 351-5763

Scott Gilmour - TD Bank Mortgage Loan Officer

430 Central Ave, Pawtucket, RI 02861, USA

+1 (800) 822-6761

www.tdbank.com

Advance America

6198 Post Rd, North Kingstown, RI 02852, USA

+1 (401) 885-0815

www.advanceamerica.net

Bank of America ATM

457 Angell St, Providence, RI 02906, USA

+1 (844) 401-8500

Pawtucket Credit Union

405 Warwick Ave, Warwick, RI 02888, USA

+1 (401) 722-2212

www.pcu.org

BayCoast Bank

1 Crandall Rd, Tiverton, RI 02878, USA

+1 (508) 678-7641

www.baycoastbank.com

Express Bad Credit Loans

1464 Centerville Rd, Warwick, RI 02886, USA

+1 (401) 271-4145

www.expressbcl.com

Urban Bad Credit Loan

870 Park Ave, Cranston, RI 02910, USA

+1 (401) 655-2348

urbanbcl.com

Main Street Home Loans- PROVIDENCE, RI

400 Reservoir Ave, Providence, RI 02907, USA

mainstreethomeloans.com

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