Welcome to Our Online Loan Referral Service

4.4 7 reviews

618 George Washington Hwy, Lincoln, RI 02865, USA
+1 (401) 722-2022
www.harborone.com
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–6PM
Friday
8:30AM–5PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
8:30AM–4PM

Domain Info

Created Date

2002-10-14

Mailing Address

Massachusetts, United States

Company Name

HarborOne Bank

HarborOne Bank

Contact Data

Feedback about HarborOne Bank?

Here you read the feedback of our clients.

Love this bank, the service meaning customer service the people are great!

Hillary Graham

Nice 👌 New modern Bank to Lincoln RI. walk in,Drive up window.

Shad Littel IV

All Staff is very Professional and very nice.

Prof. Enrico O'Conner

The staff is extremely knowledgeable and professional.

Mr. Godfrey Renner PhD

Quality guns, beautiful display, great store.

Terrence Hessel

I highly recommend them for all of your fine gun needs.

Loma Schimmel

Pay Attention

Above-shown info offers the details about a exact lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Lincoln, Massachusetts

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Lincoln, Massachusetts is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a customer will get.

APR

23% small loan cap

How will HarborOne Bank help issue a payday loan in Lincoln, Massachusetts?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Lincoln, Massachusetts. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

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