Welcome to Our Online Loan Referral Service

2.6 5 reviews

60 N Main St, Pascoag, RI 02859, USA
+1 (401) 568-6271
www.ricreditunion.org
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–4PM

Domain Info

Created Date

Mailing Address

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Contact Data

Feedback about Rhode Island Credit Union (Pascoag Branch)?

Here you grapple with the reviews of our clients.

Alway’s a positive experience.

Prof. Ibrahim Kassulke

Unprofessional staff.

Mr. Ryley Bernier IV

This place is filled with the slowest and laziest people I've ever met.

Marie Fahey Sr.

Pay Attention

Above there are details about a certain lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Pascoag, Rhode Island

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Pascoag, Rhode Island is issued simply and quickly. The interest percentage is set depending on the category of the borrower: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Rhode Island Credit Union (Pascoag Branch) help take out a loan in Pascoag, Rhode Island?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The transfer will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Microfinance organizations in Pascoag, ri review this circumstance not an obstacle to issue a loan. The client of a payday loan should be ready to objectively assess financial capabilities, take out a loan, pay off the debt on schedule and not only cope with current difficulties, but enhance the credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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