What people think about Loan James?
Below you get acquainted with some of the testimonials of our clients.
Incredible experience from start to finish.
Ransom Kozey
I got a good rate and personal service that was very prompt.
Flavio Hoeger
He really cares about the people he is working with.
Horacio McCullough
Fast service and they gave me free money orders 👍🏻👍🏻
Oran O'Connell
Now I get out of work at 3 so I already wait an hour for them to open.
Bradly Rippin
Great hard working professional staff
Ofelia Collier Jr.
Pay Attention
The previous three items describe a peculiar lending service. But below you can find general details about payday loans.
Payday Loans in Providence, Rhode Island
A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
It is effortless and speedy to get accepted for payday loans in Providence, Rhode Island. The APR will be set individually for each client and will depend on the personal data the client entered.
APR
261%*
Max Loan
$500
Min Term
13 days
Max Term
Not Specified
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a bad credit score an increased chance to get accepted for such loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your means and pay off your loan commitments in a timely manner.
To get accepted for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Providence, Rhode Island
Citizens Bank
595 Smithfield Rd, North Smithfield, RI 02896, USA
+1 (401) 769-0787
www.citizensbank.com
Bank of America ATM
1350 Greenwich Ave, Warwick, RI 02886, USA
+1 (844) 401-8500
locators.bankofamerica.com
BayCoast Bank
2 Meetinghouse Ln, Little Compton, RI 02837, USA
+1 (508) 678-7641
www.baycoastbank.com
Webster Bank
1041 Ten Rod Rd, North Kingstown, RI 02852, USA
+1 (401) 294-8270
public.websteronline.com
