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Loan agency in Providence, Rhode Island

255 Promenade St, Providence, RI 02908, USA
+1 (401) 270-4772
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5:30PM

What people think about Loan James?

Below you get acquainted with some of the testimonials of our clients.

Incredible experience from start to finish.

Ransom Kozey

I got a good rate and personal service that was very prompt.

Flavio Hoeger

He really cares about the people he is working with.

Horacio McCullough

Fast service and they gave me free money orders 👍🏻👍🏻

Oran O'Connell

Now I get out of work at 3 so I already wait an hour for them to open.

Bradly Rippin

Great hard working professional staff

Ofelia Collier Jr.

Pay Attention

The previous three items describe a peculiar lending service. But below you can find general details about payday loans.

Payday Loans in Providence, Rhode Island

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is effortless and speedy to get accepted for payday loans in Providence, Rhode Island. The APR will be set individually for each client and will depend on the personal data the client entered.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a bad credit score an increased chance to get accepted for such loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your means and pay off your loan commitments in a timely manner.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Providence, Rhode Island

CTL Top Auto Financing North Kingstown RI

13 Union Dr A206, North Kingstown, RI 02852, USA

+1 (401) 210-9950

www.ezcashtitleloans.com

Ocean State Credit Union

1584 Nooseneck Hill Rd, Coventry, RI 02816, USA

+1 (401) 397-1900

www.oceanstatecu.org

Speedy Money Systems

913 Eddy St, Providence, RI 02905, USA

Atlantic Home Loans

615 Jefferson Blvd Ste 205B, Warwick, RI 02886, USA

+1 (401) 739-5363

atlantichomeloans.com

BankNewport

330 County Rd, Barrington, RI 02806, USA

+1 (401) 245-1000

www.banknewport.com

Semper Home Loans, Inc

225 Dupont Dr, Providence, RI 02907, USA

+1 (888) 817-6619

www.semperhomeloans.com

Citizens Bank

5943 Post Rd, North Kingstown, RI 02852, USA

+1 (401) 884-1434

www.citizensbank.com

Santander Bank

765 Main St, East Greenwich, RI 02818, USA

+1 (401) 884-9200

locations.santanderbank.com

Savings Institute Bank & Trust

121 Old Tower Hill Rd, Wakefield, RI 02879, USA

+1 (401) 789-9200

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