Welcome to Our Online Loan Referral Service

4.8 69 reviews

358 Broad St, Providence, RI 02907, USA
+1 (401) 273-7050
empireloan.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

1999-11-20

Mailing Address

1130 WASHINGTON ST, BOSTON, MA, 02118-2219, United States

Company Name

EMPIRE COLLATERAL LOAN CO., INC

EMPIRE COLLATERAL LOAN CO., INC

Contact Data

mgoldstein@empireloan.com

+1.6176959408

+1.6174235579

Feedback about Empire Loan of Rhode Island?

Here you read the reviews of our customers.

They offer wonderful customer service and fair prices on your pawned items.

Eddie Russel

Awesome staff in the providence location, polite and quick.

Woodrow Bosco IV

I would recommend this place to my family and friend's.

Norberto Ward

Love this place you can find anything you need

Agustin Parker

Saves you from the dreaded home depot walk.

Aaron Yundt MD

Friendly and helpful staff.

Phoebe Marquardt PhD

Love the home town feel of this bank!

Miles Lehner

The other two in town are great.

Jamar Hayes II

Pretty quick drive through given the circumstances!

Dawson Bergstrom

We received outstanding customer service from this company.

Bryana Toy V

Do not do business with them they are out to take your money!!!!

Prof. Daisha Fritsch I

Kudos to them for being an honest and forthright Lender in this world of chaos!

Dr. Melvin Dietrich

Fast service and they gave me free money orders 👍🏻👍🏻

Adah Luettgen

Now I get out of work at 3 so I already wait an hour for them to open.

Prof. Maria Runolfsson

Great hard working professional staff

Horacio Turcotte

Bank is very bright and clean, staff is always friendly.

Donna Breitenberg

Great customer service!

Prof. Zoey Halvorson

Why has Human Resources not investigated and responded to these complaints ?

Sonny Armstrong Sr.

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define common information about payday loans and its specific features.

Payday Loans in Providence, Rhode Island

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Providence, Rhode Island is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a borrower will recieve.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Empire Loan of Rhode Island help take out a payday loan in Providence, Rhode Island?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Providence, Rhode Island. The company will assess many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Providence, Rhode Island

Empire Loan of Providence

1271 N Main St, Providence, RI 02906, USA

+1 (401) 437-8421

empireloan.com

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Bank of America ATM (Drive-thru)

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Check `n Go

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Citizens Bank ATM

1175 Main St, Wyoming, RI 02898, USA

www.citizensbank.com

Advance America

1744 Mineral Spring Ave Unit 3, North Providence, RI 02904, USA

+1 (401) 354-5870

www.advanceamerica.net

Citizens Bank ATM

1119 Tiogue Ave, Coventry, RI 02816, USA

www.citizensbank.com

Fall River Pawn Brokers

288 Cowesett Ave, West Warwick, RI 02893, USA

+1 (401) 823-6000

fallriverpawnbrokers.com

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