Welcome to Our Online Loan Referral Service


90 Douglas Pike UNIT R, Smithfield, RI 02917, USA
7 years in business
+1 (401) 233-1804

Feedback about O M Financial Group?

Here you see the feedback of our customers.

A good payday lender. The service quickly reviewed the application and deposited the funds to my card.

Miss Eliza Lindgren

Thanks to O M Financial Group for helping out when money is urgently required. I have been applying to this service for amost a year and everything is always honest, without hidden commissions.

Prof. Eugenia Turner V

The money are deposited to my bank account. I pay back through my account. The payment is convenient and fast. Pay on schedule and there will be no issues.

Clark Quigley

Pay Attention

Lenders are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Smithfield, Rhode Island

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Smithfield, Rhode Island are issued hassle-free. The interest percentage is dependent on the borrower's person-related data: if you pay back more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will O M Financial Group help issue a payday loan in Smithfield, Rhode Island?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Smithfield, Rhode Island. The company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Smithfield, Rhode Island

Citizens Bank ATM

Box 1139, RI-1A, Charlestown, RI 02813, USA

www.citizensbank.com

Allstate Personal Financial Representative: Charles Delmonte

45 Sockanosset Cross Rd, Cranston, RI 02920, USA

+1 (401) 741-6461

agents.allstate.com

Citizens Bank ATM

69 Friendship St, Westerly, RI 02891, USA

www.citizensbank.com

Philip Overton - Prudential Financial

53 High St Suite 31, Westerly, RI 02891, USA

+1 (401) 596-8297

www.prudential.com

HarborOne Bank

1155 Reservoir Ave, Cranston, RI 02920, USA

+1 (401) 943-2885

www.harborone.com

Atlantic Home Loans

210 Bellevue Ave 2nd Floor, Newport, RI 02840, USA

+1 (401) 366-4502

atlantichomeloans.com

Pawtucket Credit Union

221 Tower Hill Rd, North Kingstown, RI 02852, USA

+1 (401) 722-2212

www.pcu.org

Speedy Money Systems

188 Taunton Ave, East Providence, RI 02914, USA

+1 (401) 808-8661

BankNewport

31 Conanicus Ave, Jamestown, RI 02835, USA

+1 (401) 423-1565

www.banknewport.com

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