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90 Douglas Pike UNIT R, Smithfield, RI 02917, USA
7 years in business
+1 (401) 233-1804
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Lenders are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Smithfield, Rhode Island

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Smithfield, Rhode Island are issued hassle-free. The interest percentage is dependent on the borrower's person-related data: if you pay back more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will O M Financial Group help issue a payday loan in Smithfield, Rhode Island?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Smithfield, Rhode Island. The company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Smithfield, Rhode Island

Santander Bank

272 County Rd, Barrington, RI 02806, USA

+1 (401) 245-4603

locations.santanderbank.com

Citizens Bank

821 Main St, East Greenwich, RI 02818, USA

+1 (401) 884-7900

locations.citizensbank.com

Wave Federal Credit Union

480 Greenwich Ave, Warwick, RI 02886, USA

+1 (401) 781-1020

www.wavefcu.org

Allstate Personal Financial Representative: Charles Delmonte

45 Sockanosset Cross Rd, Cranston, RI 02920, USA

+1 (401) 741-6461

agents.allstate.com

Scott Gilmour - TD Bank Mortgage Loan Officer

430 Central Ave, Pawtucket, RI 02861, USA

+1 (800) 822-6761

www.tdbank.com

CTL Top Auto Financing North Kingstown RI

13 Union Dr A206, North Kingstown, RI 02852, USA

+1 (401) 210-9950

www.ezcashtitleloans.com

Bank of America ATM

176 Angell St, Providence, RI 02912, USA

+1 (844) 401-8500

locators.bankofamerica.com

Empire Loan of Providence

1271 N Main St, Providence, RI 02906, USA

+1 (401) 437-8421

empireloan.com

Shamrock Home Loans

75 Newman Ave, Rumford, RI 02916, USA

+1 (401) 438-0202

www.shamrockhomeloans.com

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