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33 Appian Way, Smithfield, RI 02917, USA
+1 (401) 232-5560
www.advance-electrical.com
Tuesday
7AM–4PM
Wednesday
7AM–4PM
Thursday
7AM–4PM
Friday
7AM–4PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
7AM–4PM

Domain Info

Created Date

1999-08-11

Mailing Address

33 APPIAN WAY, SMITHFIELD, RI, 02917-1777, United States

Company Name

Advance Electrical

Advance Electrical

Contact Data

efp@advance-electrical.com

401-232-5560 x102

+1.9999999999

Feedback about Advance Electrical?

Here you see the reviews of our customers.

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been returned on schedule, it can be either extended or paid off ahead of schedule.

Monica Nitzsche

I submit an application quite often. I am pleased with the terms. There is online round the clock service.

William Witting

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Smithfield, Rhode Island

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Smithfield, Rhode Island is issued easily and quickly. The interest rate is set depending on the category of the borrower: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Advance Electrical help issue a loan in Smithfield, Rhode Island?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to issue a loan in Smithfield, Rhode Island. They estmate many other factors before taking out a loan. One of them is payment abilities. This is a way to improve your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Smithfield, Rhode Island

Loan James

255 Promenade St, Providence, RI 02908, USA

+1 (401) 270-4772

First Federal Bank

265 Newport Ave, Pawtucket, RI 02861, USA

+1 (401) 726-9458

first-fedbanking.com

ABAL Check Cashing Inc.

1173 Social St, Woonsocket, RI 02895, USA

+1 (401) 767-2274

BankRI

3 Coventry Shoppers Park, Coventry, RI 02816, USA

+1 (401) 574-1870

www.bankri.com

HarborOne Bank

618 George Washington Hwy, Lincoln, RI 02865, USA

+1 (401) 722-2022

www.harborone.com

Bank of America ATM

1551 Diamond Hill Rd, Woonsocket, RI 02895, USA

+1 (844) 401-8500

locators.bankofamerica.com

Accredited Home Lenders

931 Jefferson Blvd STE 1006, Warwick, RI 02886, USA

+1 (401) 732-3266

People's Credit Union

2537 E Main Rd, Portsmouth, RI 02871, USA

+1 (401) 683-3166

www.peoplescu.com

Advance America

1700 Diamond Hill Rd Ste B, Woonsocket, RI 02895, USA

+1 (401) 766-5128

www.advanceamerica.net

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