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5 30 reviews
Loan agency in West Warwick, Rhode Island

1745 Main St Ste. 13, West Warwick, RI 02893, USA
+1 (401) 828-1380
www.advanceamerica.net
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–3PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the feedback of our customers.

Excellent service friendly people

Uriel Kilback

Audra, Manager, has excellent customer service skills.

Sarai Fahey

She has informed me of all the offers the company has.

Elvis Auer

Looking for a decent place to rent budget trucks look no further.

Eldridge Keebler

Beware; this place is run by sleazy people in the back of a sleazy pawn-shop.

Albina Rau

The mechanic advised us to switch trucks.

Connor Kassulke

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in West Warwick, Rhode Island

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

It is easy and quick to take out payday loans in West Warwick, Rhode Island. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Advance America help take out a payday loan in West Warwick, Rhode Island?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in West Warwick, Rhode Island. The company will assess many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in West Warwick, Rhode Island

Atlantic Home Loans

210 Bellevue Ave 2nd Floor, Newport, RI 02840, USA

+1 (401) 366-4502

atlantichomeloans.com

Navy Federal Credit Union - ATM

Green Lane Bldg 1283, Middletown, RI 02842, USA

+1 (888) 842-6328

www.navyfederal.org

Edelman Financial Engines

1000 Bald Hill Rd #5, Warwick, RI 02886, USA

+1 (888) 752-6742

www.edelmanfinancialengines.com

BankFive Lending Office

175 Sockanosset Cross Rd, Cranston, RI 02920, USA

+1 (774) 888-6100

www.bankfive.com

Citizens Bank

1220 Main St, West Warwick, RI 02893, USA

+1 (401) 821-7900

locations.citizensbank.com

Citizens Bank

184 County Rd, Barrington, RI 02806, USA

+1 (401) 245-4700

locations.citizensbank.com

Milford Federal Bank

2020 Diamond Hill Rd, Woonsocket, RI 02895, USA

+1 (401) 765-2900

www.milfordfederal.com

Cranston Municipal Employees Credit Union

869 Park Ave, Cranston, RI 02910, USA

www.cranstonmecu.org

Citizens Bank

112 Franklin St, Westerly, RI 02891, USA

+1 (401) 596-4945

locations.citizensbank.com

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