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4.9 154 reviews
Loan agency in Westerly, Rhode Island

271 Post Rd Unit E2 & E3, Westerly, RI 02891, USA
+1 (401) 322-2673
www.advanceamerica.net
Thursday
10AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–3PM
Wednesday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the feedback of our clients.

I recommend the westerly branch. Those ladies are so courteous...and even funny. Best payday loan store in the state. Never dissatisfied or disappointed. Thank you …

Marta Beatty

I was very embarrassed the first time I had to use a payday loan, but the staff was so welcoming and genuine, I shed the shame and enjoy coming in to make payments.

Ms. Ella Erdman

Great, smooth service and great people working there.

Willy Rempel

Great place to get taxes done I go every year

Mrs. Eldridge West

Great customer service!

Miss Catalina Wolf

Another great experience with our favorite preparer!

Isai Hoeger DVM

Excellent, friendly staff.

Myriam Grady

Excellent customer service

Prof. Maymie Nolan IV

I got the loan very fast

Santino Marquardt

This is by far the best loan experience I have ever had. Rise makes repayments affordable for any amount borrowed.

Cayla Langosh

You guys gave me a loan where others didnt. Thank you

Dr. Maxime Stark IV

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Westerly, Rhode Island

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Westerly, Rhode Island is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Advance America help take out a payday loan in Westerly, Rhode Island?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor reviewed by financial institutions is called as bad credit history. But this drawback is not implied as the only one by microfinance organizations to issue a cash advance. The lender review many aspects such as financial solvency to approve the form. Payday loans in Westerly, Rhode Island may help improve your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Westerly, Rhode Island

Edelman Financial Engines

1000 Bald Hill Rd #5, Warwick, RI 02886, USA

+1 (888) 752-6742

www.edelmanfinancialengines.com

Citizens Bank ATM

1798 Smith St, North Providence, RI 02911, USA

www.citizensbank.com

Westerly Community Credit Union

4979 Tower Hill Rd, Wakefield, RI 02879, USA

+1 (401) 596-7000

www.westerlyccu.com

Cash & Go

275 Pocasset Ave, Providence, RI 02909, USA

+1 (401) 946-5800

www.fastcash24.club

Webster Bank

741 Willett Ave, Riverside, RI 02915, USA

+1 (401) 433-3430

public.websteronline.com

Casey Roberts - Mortgage Loan Officer

231 County Rd, Barrington, RI 02806, USA

+1 (401) 578-3237

www.tdbank.com

Citizens Bank ATM

184 County Rd, Barrington, RI 02806, USA

www.citizensbank.com

BankFive Lending Office

175 Sockanosset Cross Rd, Cranston, RI 02920, USA

+1 (774) 888-6100

www.bankfive.com

Empire Loan of Rhode Island

358 Broad St, Providence, RI 02907, USA

+1 (401) 273-7050

empireloan.com

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