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4 reviews

18 Post Rd, Westerly, RI 02891, USA
+1 (401) 596-5353
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM

What people think about Savings Institute Bank & Trust?

Below you get acquainted with some of the reviews of our customers.

I was embarrassed to borrow from my brother so I decided to apply for a cash advance via Savings Institute Bank & Trust. Found them on the net and the user reviews were great I have already applied 5 times and every time I was accepted same day. Very satisfied.

Chadrick Jakubowski

I applied for a $1,000 cash advance when I needed money after car accident. There simply was no other solution. I came across this site on the Internet. Other lender charged sky high rates. One lender declined me, another approved me for a smaller amount but here it got as much as I wanted.

Dr. Werner Johnston

Many thanks to Savings Institute Bank & Trust. I recently had some problems with repaying my bank loan and they approved me for a payday loan. Best loan provider! Managed to deal with my debts and signed with relief.

Prof. Leila Homenick DDS

Used Savings Institute Bank & Trust for the third time. The lender is fair. They always keep you informed on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra funds.

Camden Koss

Pay Attention

Now you can read general features of payday loans.

Payday Loans in Westerly, Rhode Island

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is easy and speedy to get accepted for payday loans in Westerly, Rhode Island. The interest rate will be set individually for each client and will depend on the personal details the person provided.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on specific factors. They will look at your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

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