Welcome to Our Online Loan Referral Service

4 4 reviews

125 Park Ave SW, Aiken, SC 29801, USA
+1 (803) 643-7470
Wednesday
9AM–5PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Feedback about First Citizens Bank?

Here you read the reviews of our clients.

Thanks to First Citizens Bank for helping out when money is emergenctly required. I have been applying to this service for amost a year and everything is always honest, without hidden charges.

Meggie Senger

Not the first time I use First Citizens Bank. The service is reliable. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It helps out a lot when cash is urgently needed.

Rosina Durgan

I took the first cash advance, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Marco Rolfson

It was significant to improve the credit history, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I contacted First Citizens Bank. The score improved after several loans paid off.

Maxwell Prosacco

I issued a cash advance when I had problems with money. There was no other way out. I looked out this site on the Internet, among others. Has applied several services. One refused, the other issued at too high a rate, but here it was approved as I wanted.

Ulises Schiller

I recommend First Citizens Bank to everyone, I am applying for the second time. Everything is great!

Miss Mittie Wyman V

Pay Attention

Above-shown info provides the details about a definite lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Aiken, South Carolina

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Aiken, South Carolina are taken out hassle-free. The interest rate is dependent on the borrower's personal data: if you pay back more payday loans, the more favorable terms and rates lenders guarantee.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help issue a loan in Aiken, South Carolina?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Microfinance organizations in Aiken, sc review this circumstance not a drawback to issue a loan. The client of a loan should be ready to objectively estimate financial abilities, issue a loan, pay back the debt on time and not only solve current issues, but improve the credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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