Welcome to Our Online Loan Referral Service

4.7 3 reviews

13999 Atomic Rd, Beech Island, SC 29842, USA
+1 (803) 827-0768
www.firstcitizens.com
Wednesday
9AM–1PM, 3–5PM
Thursday
9AM–1PM, 3–5PM
Friday
9AM–1PM, 3–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–1PM, 3–5PM
Tuesday
9AM–1PM, 3–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you find some of the opinions of our customers.

Easy application. I only entered an ID and a bank account. Same day processing. The first time I was approved for $600 only. Hope the limit will increase next time. APR is fair. Repaid the loan on schedule. If required, the term can be also extended.

Olen Roberts IV

I asked First Citizens Bank for help. Everything was done very quickly. Had the money in my account the same day. Employees are very nice. Good experience!

Troy Wunsch PhD

I applied for a $1,000 loan when I needed money after car accident. There simply was no other way out. I found this lender on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another approved me for a smaller amount but here it got as much as I needed.

Prof. Mina Wilderman

Last week I needed $1000 to cover car repair bills. I decided to contact First Citizens Bank. They only approved me for $600 but the process itself was easy, and their rates were competitive.

Prof. Bennett King

It wanted to fix my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a payday loan via First Citizens Bank. Took out 3 small loans, one after another, and repaid them on schedule. My credit history improved! It worked! Very satisfied.

Ms. Mollie Luettgen MD

Important

Above there is information about a definite company. Below you can read common aspects of payday loans.

Payday Loans in Beech Island, South Carolina

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Beech Island, South Carolina is are simple to get. The interest rate is specific for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for borrowers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit rating may stop you from getting accepted for a bank loan. Payday lenders in Beech Island, sc welcome individuals with bad credit. You can request a bad credit payday loan online 24/7 and if accepted could have the money in your account within several hours.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.

APR Calculator

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