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Loan agency in Blacksburg, South Carolina

301 W Cherokee St, Blacksburg, SC 29702, USA
7 years in business
+1 (864) 839-3033

Feedback about ECA of South Carolina?

Here you read the reviews of our clients.

Only an ID is needed to apply. Was on a business trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Lee Windler

The cash advance is deposited easily and quickly. There is a minus - a great rate when paying back a loan.

Prof. Guiseppe Green DDS

want to express my deep gratitude to ECA of South Carolina for believing my case. I had some problems with a credit score, but this company helped me out and issued a loan.

Mr. Hazel Carter

I addressed ECA of South Carolina. Everything was done quickly. Only pleasant impressions remained!

Aurore Orn

Thanks to the staff for the reputable service. They assisted in difficult times. For application you only need an ID.

Lafayette Grimes

The loan is transferred easily and quickly. There is a minus - a great fee when returning a loan.

Calista Purdy

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Kendra Lockman

Pay Attention

Above-defined info offers the details about a exact lending company. Below-specified info is oriented on common information about payday loans.

Payday Loans in Blacksburg, Virginia

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

This financial product in Blacksburg, Virginia is taken out easily and quickly. The interest rate is specified considering the category of the customer: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will ECA of South Carolina help issue a loan in Blacksburg, Virginia?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be credited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Blacksburg, Virginia. The company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

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